1. Introduction By accessing and using the Balanced Wealth AI website and services, you agree to be bound by these Terms and Conditions. Please read them carefully. If you do not agree, do not use our services.

2. Services Provided Balanced Wealth AI provides personalized financial reports based on user-submitted information. The reports are generated using AI and are intended for informational purposes only. They are not a substitute for professional financial advice.

3. Payment Terms

• The cost for a personalized report is $11.99 USD.

• Payments are processed securely via Stripe.

• Once payment is completed, you will receive your report within 24 hours to the submitted email address.

• All sales are final. No refunds are provided unless required by applicable law.

4. Data Collection and Usage

• We collect personal information that you provide, such as your name, location, and financial data, to generate your report.

• Your data is used solely for the purpose of creating your personalized report.

• By submitting your information, you consent to us processing your data for this purpose.

• We do not sell, trade, or rent your personal information to third parties.

5. Privacy Policy

• Your privacy is important to us. All data is processed in compliance with applicable privacy regulations.

• You have the right to request access to, correct, or delete your personal data at any time by contacting us.

• Data is stored securely and retained only as long as necessary to fulfill the service.

6. Disclaimer Notice

• The financial reports generated by Balanced Wealth AI are for informational purposes only and should not be considered financial advice.

• We do not guarantee the accuracy, completeness, or reliability of any information provided.

• Users are advised to consult with a qualified financial advisor for personalized guidance.

• Balanced Wealth AI is not liable for any financial decisions made based on the reports.

7. Limitation of Liability

• To the fullest extent permitted by law, Balanced Wealth AI shall not be liable for any damages arising from the use of our services.

• We are not responsible for any loss resulting from inaccuracies in the generated reports.

8. User Responsibility

• Users are responsible for ensuring the accuracy of the information they provide.

• Submitting false or misleading information may result in inaccurate reports.

9. Changes to Terms

• We reserve the right to modify these Terms and Conditions at any time.

• Continued use of the service after any changes constitutes acceptance of the updated terms.

10. Governing Law These Terms and Conditions are governed by the laws of Singapore.

11. Contact Information For questions or concerns about these Terms and Conditions, please contact us at info@balancedwealth.ai.

By checking the box and submitting your information, you confirm that you have read, understood, and agree to these Terms and Conditions.